MOST POPULAR

Fixed Rate Mortgage

Your interest rate is locked in for the entire life of the loan - you payment (principal & interest) never changes, no matter what the market does.

Stability & Predictability

Common Terms

15 or 30 yr

Also available in 10 & 20 yr

Down payment

3-20%+

Varies by loan type

Rate changes

Never

Fixed for life of loan

Best for

Long-term

Buyers staying 7+ years

WHY BUYERS LOVE IT

  • Payment (principal & interest) never changes - easy to budget month to month

  • Protection from rising interest rates over time

  • Simple to understand - no surprises down the road

  • 30-year option keeps monthly payment lower

    THINGS TO CONSIDER

  • Starting rate us typically higher than an ARM

  • If rates drop significantly, you'd need to refinance to benefit

Ideal for: Buyers planning to stay in their home long-term, those who want financial stability, and anyone who values knowing exactly what their mortgage payment will be every month.

Standard Mortgage Capital LLC

dba Rize Mortgage

NMLS 1604663

Contact Me

Located in Massachusetts

Licensed in MA and RI

Rize Mortgage

53 NW 100th Ave

Plantation, FL 33324

[email protected]

774-240-4240

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